Quick, simple, and stress-free.
Submitting
a claim
Smiling woman with curly black hair wearing a white and navy striped t-shirt against a gray background.
Person sitting cross-legged in gray activewear meditating indoors with a lit candle nearby.
Smiling woman with long dark hair wearing a red top and dangling earrings.
Smiling woman eating food with a spoon at a wooden table with a glass of tea and a smartphone nearby.
Smiling young man with red hair and beard wearing a white t-shirt against a green background.
Smiling middle-aged woman with blonde hair wearing a black and white striped shirt against a blurred background.
Step 1.

Submit A Claim

Seek care at any licensed urgent care clinic or emergency medical facility. At the time of service, you pay the provider directly for the medical or veterinary care received. Ensure you collect detailed receipts and any supporting documentation, such as a bill breakdown or itemized invoice, from the provider. Use the Ommpo Health platform or app to upload your receipts and relevant documents. Alternatively, submissions can also be made via email if needed.

Luke Thorpe
Claim Requested
Member Information
Claim Details
Step 2.

Processing your claim

Ommpo Health reviews the submitted documents to verify eligibility under the plan’s coverage terms. Reimbursements are typically processed within a few weeks (exact processing times may vary depending on the complexity of the claim).

Claim Details

Approved
Confirm document checklist
Member ID
Date
Notes
Confirm
Step 3.

Schedule Reimbursement Payout

Once approved, the reimbursement is transferred directly to your preferred payment method (e.g., bank account, digital wallet, or mailed check). The reimbursed amount is based on the terms of your subscription plan and is designed to cover a significant portion of the incurred expense.  Dedicated support is available to assist with questions or issues during the reimbursement process. This streamlined process ensures that you and your pets receive the care you need without financial stress, offering peace of mind and protection against unexpected medical costs.

Claim Support

Member Details
Confirm documentation
Invoices provided
Payment approved
Approved Date
Payment Date
Confirm
Who Benefits
with Ommpo

Ommpo is designed for households who want clear, affordable, and flexible emergency coverage without the complexity of traditional insurance.

Self-Pay Individuals and Families

Ommpo is ideal for people who choose self-pay healthcare or who are uninsured, underinsured, or frustrated with high deductibles. With a shared pool that covers medical, dental, and pet emergencies, households get an affordable way to manage urgent care costs without worrying about surprise bills, network rules, or complicated claims.

Parents and Multi-Child Households

Families with children benefit from fast access to urgent care reimbursement, dental emergency support, and flexible provider choice. Kids get sick or injured unexpectedly, and Ommpo gives parents peace of mind with predictable pricing, easy claims, and protection that follows the real needs of a busy home.

Pet Owners and Multi-Pet Homes

From unexpected injuries to late-night emergencies, pet care can be expensive. Ommpo provides built-in pet emergency coverage, helping owners avoid high vet bills and making it easier to act quickly when their pets need urgent attention. It’s a comprehensive solution for households who see their pets as family.

Travelers, Seniors, and High-Risk Households

Ommpo is especially valuable for seniors, medically complex households, and anyone who travels frequently. Premier members receive nationwide travel coverage, priority fast-track reimbursements, and white-glove support—making it easier to manage emergencies on the road or at home. This added protection ensures reliable care access without the stress of navigating insurance limitations.

Young woman with voluminous curly hair smiling with her eyes closed and hands on her cheeks.

Ready to Join?

Nearly 30 million Americans now pay for healthcare directly.
Ommpo makes it effortless — with one transparent membership that works nationwide.
We’re not replacing insurance; we’re replacing uncertainty.
Start Membership →
Abstract logo with two stylized shapes resembling a smiling face, one orange and one dark blue.
Subscribe