Healthcare Shouldn’t Be Complicated—We Make It Simple.

Real care.

For real life.
Built for you.
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At Ommpo, we believe urgent healthcare should be simple, personalized, and always within reach. Now you can access urgent care services with no insurance requirement. We’ve reimagined how care is delivered—combining cutting-edge technology with a human touch to create a seamless, patient-first experience.

How Ommpo

works for you

A simple way to handle life’s emergencies without the insurance chaos.

Step 1: Pick Your Shared Pool

Choose the plan that fits your household — Essential (10K), Plus (20K), or Premiere (50K).
One membership covers people, dental, and pets under one shared pool.

Step 2: Get Care Anywhere

Go to any urgent care, ER, dentist, or vet.
There are no networks, no deductibles, and no restrictions on where you receive treatment.

Step 3: Submit Your Bill

Upload your receipt or bill through your dashboard.
It only takes a few minutes, and you’ll be able to track every step of the process.

Step 4: Get Reimbursed Fast

We review your claim quickly and reimburse you directly.
Premiere members receive priority fast-track processing and white-glove support.

Affordable, Predictable Emergency Coverage

Ommpo gives self-pay households a clear annual pool — $10K, $20K, or $50K — with one predictable monthly price. It’s an affordable way to avoid surprise medical, dental, and pet emergency bills.

Total Freedom to Choose Any Provider

Visit any urgent care, ER, dentist, or vet with zero network restrictions. You always choose the provider that works best for your situation.

Fast Medical Reimbursement With a Simple Process

Submit your bill in minutes and track your claim in real time. Our fast reimbursement system gives you support much quicker than traditional insurance.

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Comprehensive Protection for People, Dental, and Pets

One membership covers your entire household, including kids, seniors, and pets. Your shared pool helps manage everything from fevers and dental emergencies to unexpected vet bills.

Customizable Membership for Every Household Size

Add adults, pets, dental support, or unlimited household protection based on your needs. Ommpo adapts to singles, families, blended homes, and multi-pet households.

Premier Travel Coverage and White-Glove Support

Premier members get nationwide travel coverage, fast-track claims, and a dedicated specialist. It’s the highest level of protection for households that want premium support.

Affordable, Predictable Emergency Coverage

Ommpo gives self-pay households a clear annual pool — $10K, $20K, or $50K — with one predictable monthly price. It’s an affordable way to avoid surprise medical, dental, and pet emergency bills.

Total Freedom to Choose Any Provider

Visit any urgent care, ER, dentist, or vet with zero network restrictions. You always choose the provider that works best for your situation.

Fast Medical Reimbursement With a Simple Process

Submit your bill in minutes and track your claim in real time. Our fast reimbursement system gives you support much quicker than traditional insurance.

Your Health, Elevated
Personalized Urgent Care
When You Need It
Simple Reimbursements
Fast, Clear Support
When You Need It

Ommpo makes self-pay healthcare easier with a simple, fast medical reimbursement system that eliminates the stress of surprise bills and complicated insurance rules. Whether you’re facing an urgent care visit, a dental emergency, or a pet emergency, you can access the care you need and submit your bill in minutes. Our streamlined process ensures quick reimbursement from your shared pool, giving you predictable protection and reliable support during sudden medical situations.

Get started
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Lydia M.
Care Consultant
MY DOCTOR
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Dr. Patterson
Urgent Care Clinic
Reimbursement
Submit a claim
Transformative
A Better Emergency
Experience for
Your Whole Household

Ommpo delivers a complete self-pay solution for urgent care, dental care, and pet emergencies by providing quick access to care, reducing financial stress, and offering clear, affordable emergency coverage for people and pets. With budget-friendly shared pool plans, fast medical reimbursement, and nationwide provider flexibility, Ommpo empowers households to act quickly during emergencies without fear of unexpected costs. By improving access to essential care and offering peace of mind for every family member, Ommpo supports healthier lifestyles and stronger connections between people and their pets.

SPECIALIZED CARE, TAILORED TO YOU
Focused Protection
for Life’s Most
Critical Moments

Ommpo provides targeted emergency protection by covering urgent medical visits, dental emergencies, and veterinary care under one affordable shared pool membership. With no networks, deductibles, or insurance limitations, households get immediate support during high-stress moments. This focused coverage model delivers financial relief, emotional reassurance, and fast access to care, making Ommpo one of the most reliable options for self-pay consumers seeking simple, predictable emergency protection.

Doctor Specialties
Diagnosing and treating illnesses
Injuries
Allergic reactions
Strep throat
Colds and flus
Minor burns
Ear and eye infections
Back and neck pain
Fevers
Laryngitis
Sinus infections
Sore throats
Cuts and bruises

Why Choose Us: Our Unique Approach

Affordable, Predictable Emergency Coverage
Ommpo gives self-pay households a simple shared pool they can rely on for medical, dental, and pet emergencies. Instead of unpredictable bills or high insurance deductibles, your membership provides clear annual limits — $10K, $20K, or $50K — with one predictable monthly price. It’s one of the most affordable ways to access reliable emergency coverage without sacrificing quality of care.
Total Freedom to Choose Any Provider
With Ommpo, you can visit any urgent care, ER, dentist, or veterinarian nationwide. There are no networks, no referral requirements, and no restrictions on where you receive treatment. This flexibility supports faster access to care and ensures your household gets the help it needs without worrying about in-network limitations or surprise charges.
Fast Medical Reimbursement With a Simple Process
Our streamlined reimbursement system is designed for self-pay consumers who want clarity and speed. Submit your bill in minutes through your dashboard, track your claim in real time, and receive reimbursement directly—often much faster than traditional insurance. Premier members get priority fast-track processing and white-glove support for an elevated experience.
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Comprehensive Protection for People, Dental, and Pets
Ommpo combines urgent care reimbursement, dental emergency support, and pet emergency coverage into one easy membership. This all-in-one approach ensures every member of your household is protected, from kids and seniors to dogs and cats. Whether you’re dealing with a sudden fever, a cracked tooth, or a pet injury, your shared pool is ready to help reduce stress and unexpected costs.
Who Benefits
with Ommpo

Ommpo is designed for households who want clear, affordable, and flexible emergency coverage without the complexity of traditional insurance.

Self-Pay Individuals and Families

Ommpo is ideal for people who choose self-pay healthcare or who are uninsured, underinsured, or frustrated with high deductibles. With a shared pool that covers medical, dental, and pet emergencies, households get an affordable way to manage urgent care costs without worrying about surprise bills, network rules, or complicated claims.

Parents and Multi-Child Households

Families with children benefit from fast access to urgent care reimbursement, dental emergency support, and flexible provider choice. Kids get sick or injured unexpectedly, and Ommpo gives parents peace of mind with predictable pricing, easy claims, and protection that follows the real needs of a busy home.

Pet Owners and Multi-Pet Homes

From unexpected injuries to late-night emergencies, pet care can be expensive. Ommpo provides built-in pet emergency coverage, helping owners avoid high vet bills and making it easier to act quickly when their pets need urgent attention. It’s a comprehensive solution for households who see their pets as family.

Travelers, Seniors, and High-Risk Households

Ommpo is especially valuable for seniors, medically complex households, and anyone who travels frequently. Premier members receive nationwide travel coverage, priority fast-track reimbursements, and white-glove support—making it easier to manage emergencies on the road or at home. This added protection ensures reliable care access without the stress of navigating insurance limitations.

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Comparison:
Ommpo Health vs.
Traditional Health Insurance

Ommpo Health offers a unique and affordable alternative to traditional health insurance,
focusing specifically on urgent and emergency care. Here's a detailed comparison:

Costs

Ommpo Health:
◦ Low, flat monthly subscription fee.
◦ No deductibles, co-pays, or premiums.
◦ Predictable costs make it ideal for those seeking affordable emergency care.

Traditional Health Insurance:
◦ High monthly premiums that vary by coverage type and individual factors.
◦ Includes deductibles, co-pays, and out-of-pocket maximums.
◦ Costs can be unpredictable due to additional fees for services.

Winner: Ommpo Health for affordability and predictability, especially for those without chronic conditions.

Coverage

Ommpo Health:
◦ Focused on urgent and emergency care.
◦ Covers visits to any licensed urgent care clinic or emergency medical facility.
◦ Does not include routine or preventive care, chronic condition management, or elective procedures.

Traditional Health Insurance:
◦ Comprehensive coverage, including routine check-ups, preventive screenings, prescription medications, and chronic condition management.
◦ May cover elective procedures and long-term therapies, depending on the plan.

Winner: Traditional insurance for comprehensive care; Ommpo Health for emergencies and urgent care.

Flexibility in Provider Choice

Ommpo Health:
◦ Allows members to visit any licensed urgent care clinic or hospital, offering total flexibility.
◦ No restrictions on networks or pre-authorizations.

Traditional Health Insurance:
◦ Limited to in-network providers for the best coverage.
◦ Out-of-network care often comes with higher costs or may not be covered at all.
◦ Pre-authorizations may be required for certain treatments.

Winner: Ommpo Health for complete provider flexibility.

Reimbursement Process

Ommpo Health:
◦ Members pay out-of-pocket at the time of care and submit receipts for reimbursement.
◦ Fast reimbursement process, typically within a few weeks.

Traditional Health Insurance:
◦ Complex claims process with longer waiting periods for reimbursement.
◦ May involve denied claims or additional paperwork for specific procedures.

Winner: Ommpo Health for simplicity and speed in reimbursements.

Accessibility

Ommpo Health:
◦ Ideal for individuals without traditional insurance who need a cost-effective safety net for emergencies.
◦ Offers coverage regardless of insurance status or income level.

Traditional Health Insurance:
◦ Requires a detailed application process and is often tied to employment or government programs.
◦ Can be inaccessible for those without steady income or pre-existing conditions.

Winner: Ommpo Health for its universal accessibility.

Exclusions

Ommpo Health:
◦ Excludes routine care, chronic condition management, preventive care, and elective procedures.
◦ Focused solely on emergency and urgent care.

Traditional Health Insurance:
◦ Provides broader coverage but may exclude certain treatments, experimental procedures, or pre-existing conditions depending on the plan.

Winner: Traditional health insurance for broader coverage; Ommpo Health for emergency-specific needs.

Financial Risk

Ommpo Health:
◦ Predictable costs with no risk of surprise bills, as members pay upfront and receive reimbursements.
◦ Focuses on reducing financial burden during emergencies.

Traditional Health Insurance:
◦ Can come with high deductibles, co-pays, and unexpected bills for out-of-network services.
◦ Long-term financial commitment with variable costs.

Winner: Ommpo Health for minimizing financial surprises.

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How Much Does A
Membership Cost?

Ommpo offers three shared pool plans designed to fit a wide range of budgets, giving every household access to affordable and predictable emergency coverage. Each membership includes a yearly pool you can use for people, dental, and pet emergencies—without networks, deductibles, or surprise fees. Choose the 10K, 20K, or 50K pool based on your household’s needs and get simple, fast reimbursement for urgent care, ER visits, dental emergencies, and vet emergencies. Start your membership today and get protection that finally makes sense for self-pay families.

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What our members say
As a senior citizen I am on a fixed income so knowing that I do not have to worry about vet emergencies for my Sophie is amazing.
Erica
Charlotte, NC
The personalized urgent care plans make me feel more in control of my health. Ommpo has been a lifesaver.
Patricia G.
Bay Shore, NY
"Really impressed with the swift response. I have experienced nothing but swift and courteous responses. Well done and thank you!"
Jessica
Irvine, CA
Wow I have nothing but praise for the service you give.I am very glad that I have been a member of Ommpo and received such prompt attention. Thanks again!"
Daniel K.
Brooklyn, NY
Have been a member for the past year now and have no reason to complain. I’ve used the claim service 1x which more than paid for itself. You cannot get better than that. Thank You.
Patrizia M.
Fordham, NY
Really impressed with the swift response to my 2 recent claims. Initially I was anticipating delay tactics. But I experienced nothing but swift and courteous responses. Well done and thank you!
Beth G.
West Chester, PA
Thank you guys so much!  It's been years that I had a toothache.  You helped me find a emergency dentist then reimbursed me right on time.  Thank you so much!
Matthew T.
Atlanta, GA
I am making sure to tell all of my friends about you. Thank you for all that you do!
Fram K.
Snellville, GA
A service that will save you time and alot of money. Thank you again!
Kathy J.
Baltimore, MD
"Really impressed with the swift response. I have experienced nothing but swift and courteous responses. Well done and thank you!"
Jessica
Irvine, CA
The personalized urgent care plans make me feel more in control of my health. Ommpo has been a lifesaver.
Patricia G.
Bay Shore, NY
As a senior citizen I am on a fixed income so knowing that I do not have to worry about vet emergencies for my Sophie is amazing.
Erica
Charlotte, NC
Really impressed with the swift response to my 2 recent claims. Initially I was anticipating delay tactics. But I experienced nothing but swift and courteous responses. Well done and thank you!
Beth G.
West Chester, PA
Have been a member for the past year now and have no reason to complain. I’ve used the claim service 1x which more than paid for itself. You cannot get better than that. Thank You.
Patrizia M.
Fordham, NY
Wow I have nothing but praise for the service you give.I am very glad that I have been a member of Ommpo and received such prompt attention. Thanks again!"
Daniel K.
Brooklyn, NY

Ready to Join?

Nearly 30 million Americans now pay for healthcare directly.
Ommpo makes it effortless — with one transparent membership that works nationwide.
We’re not replacing insurance; we’re replacing uncertainty.
Start Membership →
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