how it works

Simple care.

Made clear.
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Getting care through Ommpo is simple.
Ommpo exists to give households a clear, affordable way to manage emergencies without the chaos of traditional insurance. We built a shared pool model that offers fast reimbursement for urgent care, ER visits, dental emergencies, and pet emergencies — all through one simple membership. No red tape. No coverage confusion. Just help that’s human, predictable, and always within reach.

How Ommpo

works for you

A simple way to handle life’s emergencies without the insurance chaos.

Step 1: Pick Your Shared Pool

Choose the plan that fits your household — Essential (10K), Plus (20K), or Premiere (50K).
One membership covers people, dental, and pets under one shared pool.

Step 2: Get Care Anywhere

Go to any urgent care, ER, dentist, or vet.
There are no networks, no deductibles, and no restrictions on where you receive treatment.

Step 3: Submit Your Bill

Upload your receipt or bill through your dashboard.
It only takes a few minutes, and you’ll be able to track every step of the process.

Step 4: Get Reimbursed Fast

We review your claim quickly and reimburse you directly.
Premiere members receive priority fast-track processing and white-glove support.

Healthcare shouldn’t be
complicated, so we
reimagined it
Female doctor with stethoscope handing a prescription to a smiling patient in a medical office.

Ommpo is a shared pool membership built to make urgent and emergency care simple, affordable, and accessible for every household — including your pets. For one predictable monthly fee, you get a yearly pool you can use for medical, dental, and pet emergencies, all without networks, deductibles, or the confusion of traditional insurance.

We keep memberships affordable through an ad-supported model, which helps us provide personalized health insights, recommendations, and relevant offers while keeping your monthly cost low. Ommpo gives you the clarity and confidence to handle emergencies without breaking the bank, while also staying informed with helpful wellness tips and partner promotions.

With Ommpo, you can protect your family and your pets, stay aware of important health trends, and manage urgent care needs without financial stress — because care should be simple, predictable, and built around real life.

About us
Who Benefits
with Ommpo

Ommpo is designed for households who want clear, affordable, and flexible emergency coverage without the complexity of traditional insurance.

Self-Pay Individuals and Families

Ommpo is ideal for people who choose self-pay healthcare or who are uninsured, underinsured, or frustrated with high deductibles. With a shared pool that covers medical, dental, and pet emergencies, households get an affordable way to manage urgent care costs without worrying about surprise bills, network rules, or complicated claims.

Parents and Multi-Child Households

Families with children benefit from fast access to urgent care reimbursement, dental emergency support, and flexible provider choice. Kids get sick or injured unexpectedly, and Ommpo gives parents peace of mind with predictable pricing, easy claims, and protection that follows the real needs of a busy home.

Pet Owners and Multi-Pet Homes

From unexpected injuries to late-night emergencies, pet care can be expensive. Ommpo provides built-in pet emergency coverage, helping owners avoid high vet bills and making it easier to act quickly when their pets need urgent attention. It’s a comprehensive solution for households who see their pets as family.

Travelers, Seniors, and High-Risk Households

Ommpo is especially valuable for seniors, medically complex households, and anyone who travels frequently. Premier members receive nationwide travel coverage, priority fast-track reimbursements, and white-glove support—making it easier to manage emergencies on the road or at home. This added protection ensures reliable care access without the stress of navigating insurance limitations.

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Ready to Join?

Nearly 30 million Americans now pay for healthcare directly.
Ommpo makes it effortless — with one transparent membership that works nationwide.
We’re not replacing insurance; we’re replacing uncertainty.
Start Membership →
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