Ommpo covers urgent care visits, emergency room visits, dental emergencies, and pet emergencies. This includes injuries, sudden illnesses, infections, severe pain, and unexpected vet care. Coverage is based on your shared pool limit.
How does the shared pool work?
Each membership includes an annual pool — $10K, $20K, or $50K — that your household can use for eligible medical, dental, and pet emergencies. You pay a flat monthly fee, get the care you need, submit your bill, and receive reimbursement directly.
Do I have to use in-network providers?
No. Ommpo lets you visit any licensed urgent care clinic, ER, dentist, or veterinarian. There are zero network restrictions, so you always get care where it’s most convenient.
How fast will I be reimbursed?
Most claims are processed quickly and reimbursed directly to you. Premiere members receive fast-track reimbursement and white-glove claims support for the quickest turnaround possible.
Are there any hidden fees?
No. Ommpo memberships are transparent and predictable — no hidden fees, no deductibles, and no surprise increases. You only pay your monthly membership and optional add-ons.
Ready to Join?
Nearly 30 million Americans now pay for healthcare directly. Ommpo makes it effortless — with one transparent membership that works nationwide. We’re not replacing insurance; we’re replacing uncertainty.