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Ommpo Health is not insurance and does not replace health insurance. Membership gives you access to a shared reimbursement program designed to help cover eligible emergency expenses. When all program criteria are met, qualifying emergency expenses are reimbursed at 100%, subject to verification, exclusions, and your plan’s per-event and annual limits.  Any health or wellness information provided on the Ommpo platform is for educational purposes only and should not be used as medical advice. Always consult a licensed healthcare professional for medical guidance. If you believe you are experiencing a medical emergency, contact your doctor or emergency services immediately.