A simple way to handle life’s emergencies without the insurance chaos.
Choose the plan that fits your household — Essential (10K), Plus (20K), or Premiere (50K).
One membership covers people, dental, and pets under one shared pool.
Go to any urgent care, ER, dentist, or vet.
There are no networks, no deductibles, and no restrictions on where you receive treatment.
Upload your receipt or bill through your dashboard.
It only takes a few minutes, and you’ll be able to track every step of the process.
We review your claim quickly and reimburse you directly.
Premiere members receive priority fast-track processing and white-glove support.
No more surprise medical, dental, or pet emergency bills. Your shared pool gives your household a clear annual limit you can count on, with simple monthly pricing and coverage up to $10K, $20K, or $50K depending on the plan you choose.
Go wherever you need — urgent care, ER, dentist, or vet. With Ommpo, there are no networks, referrals, or restrictions. You have full freedom to choose the provider that’s right for your situation.
You don’t need insurance to use Ommpo. In fact, we’re the alternative. Our membership is built for self-pay households who want clarity, control, and help without high deductibles or complicated coverage rules.
Our claims process is easy to use and only takes minutes to complete. Upload your bill, track your request, and get reimbursed quickly — all without the red tape or delays you’d find with traditional insurance.
At Ommpo, your household comes first. We provide clear guidance, a friendly support team, and Premier options that include white-glove assistance. Our goal is to make emergencies less stressful by giving you real help when you need it most.

Your shared pool gives you a clear annual limit — $10K, $20K, or $50K — with one monthly price you can trust. No more navigating deductibles or fearing surprise bills.
Whether it’s urgent care, an ER visit, a dentist, or a vet, you can always choose the provider you trust. Ommpo puts you in control.
Most plans cover one category — Ommpo covers the whole household. From a child’s fever to a pet’s injury to a sudden dental emergency, your pool is there for you.
Your health information is 100% secure with Ommpo. We use advanced encryption to ensure your data stays private and protected at all times.
You don’t need traditional insurance to use Ommpo. We’re built for self-pay households and for anyone tired of paying for coverage they can’t actually use.
Submit your bill in minutes. Track your claim in real time. Get reimbursed quickly without paperwork or the runaround.
A caring team is ready when you need help. Premier members get white-glove service, fast-track claims, and a dedicated specialist for an elevated experience.